Why You Should Use an Insurance Broker

Taking out an insurance policy nowadays seems like one of the easiest things in the world. You can go on price comparison websites and before you know it you’re covered for holiday, car, home and business insurance. Job done, right?

Well, not quite. In reality, taking the shortcut to getting insurance in this way may sometimes end up being far more expensive than if you used an insurance broker directly. Here, we’ll be showing when to use an insurance broker and how you stand to benefit from doing so.

Expert Advice May Not Cost More

Just as a comparison site is paid commission by insurance providers for every sale made, an insurance broker is also paid on commission. The result is that it’s unlikely that using an insurance broker will cost you more than using a comparison site. The bonus, however, is that with a broker you’ll also have access to their specialist knowledge and keen judgement, as opposed to the undisciplined algorithms of comparison sites.

A Wider Choice Range

Although you may not realise it yet, going to an insurance broker could also open up wider channels of choice, too. If you don’t know much about insurance, using comparison sites can be limiting. Insurance brokers are able to help you navigate the potentially confusing world of insurance, highlighting all of the options open to you at any point.

Find the Right Product First Time

In addition to opening up options, insurance brokers are also able to find the right product for you the first time. On a comparison site, you may end up taking out a policy that isn’t right for you, but an insurance broker can advise and direct you towards more appropriate options. As such, you can get the most out of your insurance policy.

It’s Less Stressful

If you have to make a claim, the whole process is streamlined with an insurance broker. They may talk to claims departments on your behalf so you don’t have to worry. At any rate, an insurance broker makes life less stressful because they can find you the best insurance policy for you and without arduous searching on your part.

A Personal Service

Insurance brokers aren’t just for the single policy – they can be there for a lifetime. They’ll get to know you and be able to review your coverage as your circumstances change, then being able to find you a better deal or more appropriate policy.

For unbeatable insurance on everything from your car to your home, your business to your taxi, be sure to give The Insurance Store a call. Based in the St Albans and Harpenden area we’re here to help whatever your insurance needs are. We pride ourselves on our ability to beat quotes given by price comparison websites and our professional team are excellent at seeking out the perfect package for your needs. So for friendly advice or a no obligation quote, contact our team today.